You Should Know This When Paying by Credit Card



Almost every day, lots of people become victims of criminals who scan their credit card information using special devices called skimmers. Even when you use your card at stores or restaurants, you can fall into this trap! That’s why a credit card terminal manufacturer recently issued a guide on How to Identify a Skimmer in a standard terminal to Protect Your Money. Today, we’ll tell about that.

Watch the video till the end to know some other advice on how to protect your money.

TIMESTAMPS:
A skimming terminal is larger than normal 0:26
No button highlights 0:43
Green LED light is blocked 0:50
Frequent operation errors 1:00
A stylus is not attached 1:17
Some other advice 1:30

#skimmers #protectyourmoney #creditcards

SUMMARY:
– Take a closer look at the terminal before you pay: a skimming terminal is noticeably larger than a real one. This is the principal feature that helps you recognize fraudulent devices.
– A skimmer that was inserted too quickly may block the button lights on the terminal.
– An attachable skimmer also blocks the green LED light that should be on when the terminal scans a card. Pay attention to this!
– Skimmers sometimes get in the way of the magnetic strip when they scan data. This results in more operation errors and significantly slows down the normal functioning of the terminal.
– All payment terminals have a stylus attached to them that you use to enter your signature. Usually, terminals with a skimmer installed don’t allow the stylus to be attached.
– Keep a separate debit card with the sum you need for a purchase. This is most effective way to protect yourself from fraud.
– Set limits, and limit your cash withdrawal amounts. In this case, criminals won’t be able to withdraw all your money at once.
– When you pay by card in a store, make sure that the employees do not take it away from you. If you pay in a restaurant, don’t let the waiter take away your card — they can skim it discreetly.
– Read the receipts carefully after paying. The field with the paid amount must not be empty.

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