OpenSky Secured Card

Okay so you're researching OpenSky secured card Duane here with how to build credit TV and in this video I'm going to be talking about the open sky secured card and kind of give my two cents in regards to the open sky security card

But before we get started I have a quick message Once again my name is Duane with how to build credit TV This channel offers 100% free information about how to build credit, how to get cash back actual cash money from using credit cards, as well as credit card reviews We also talk about everything you need to know regarding credit Whether you're looking to establish credit, build credit, rebuild credit or learn more about the FICO score and how it is comprised so you can increase your credit score

If this sounds like something which you're interested be sure to subscribe to our channel and click the notification bells so you don't miss a thing As a matter of fact subscribe to our channel right now will help us grow faster which will allow us to: number one get this information out to more people, number two monetize our channel and number three, make it a lot easier to continue to upload videos just like this one so if you're new here consider subscribing Alright now that we have all of that out of the way let's talk about the open sky secured card There are a lot of secured cards out there but this one's a little bit different so I'm excited to do the review on the open sky secure card So what I'm going to do is I'm going to jump on over to my computer so we can have a look at the website and so that you can know what to expect if you're gonna apply for the open sky secured card

Give me one second and I'm gonna jump on my laptop Okay so I'm here at the open sky secured card website when you get to the website be sure to click on secured credit card here at the top I already clicked on it I'll go ahead and leave a link below for you guys so that you can just click on the link below this video to get straight to the website I don't make any money if you guys use that link and sign up for this credit card So feel free to click away and go to the website and check it out and learn more about the open sky secured card

So we're here at their website and it says best for no credit check so that's what's cool about the open sky secured card is that you don't have to have a credit check There is no credit check required for you to be approved of this card This website here is nice and clean it's really simple straightforward It says no credit check to apply we don't pull your credit when you apply so there's no impact on your credit score which is always good for the people that are concerned with you know having an impact on your credit score every you pull your credit for something A new car, a new loan or you know anything that you need to pull your credit for so it says you set the credit limit your credit limit is defined by your refundable deposit as low as $200 and up to $3,000

You're the one who decides what's best for you so it says subject to approval of course there's a lot of fine print you guys can read more details about what exactly that means It says use your card for everyday purchases use your card to make purchases like gas groceries or reoccurring bills like your phone without changing your total monthly budget Okay it talks about making payment this part is important right here it says we report to all three major credit bureaus Experian, Equifax and TransUnion They report every month and that's important especially if you're trying to improve your credit score Getting a secured credit card such as the OpenSky secured card will help you build your credit score, it will help rebuild your credit score

It's good for your credit score to get a secured card because you can guarantee your approval and if you're really aggressive you can dictate what your credit line is, so have a look at this card if you guys have interest in getting a secured card The OpenSky secured card is a good card to get Once again the website just has more information here in regards to getting the card and depositing and so on and so forth So it says it works like a traditional credit card All the benefits of a Visa so it's pretty simple and it's pretty straightforward

The next thing that I want to bring your attention to is that there is an annual fee It says low annual fee it says it has one of the lowest annual fees you will ever find I'll click on learn more just so you guys can kind of see Actually before I do that it says email alerts and more you can set up email alerts to act as reminders like when your payment is due or when a credit or or a return a credit return or whatever has posted to your account So you can set up email alerts

So let me go ahead and click on their terms and conditions so you guys can see here Alright so it says it has a currently an annual percentage rate of eighteen point sixty four percent And here fees it talks about fees annual fee right here thirty five dollars That's not too bad um there are some secured cards that have no annual fee at all And then there are some that have annual fees

So depending on where you are and what you want to do the OpenSky secured card maybe the card for you If you guys are interested like I said I'll put a link below this video and you can go to the website and have a look for yourself I don't make any money by you clicking on the link and signing up for this card so I'll see you guys back in the video in just one second Okay thanks for watching this video once again our channel talks about everything you need to know about credit Whether you're looking to establish credit, build credit, rebuild credit or learn more about the FICO score and how it is comprised so you can increase your credit score

If this sounds like something in which you're interested be sure to subscribe to our channel and click that notification bell so you don't miss a thing Thanks again for watching the channel if you have any questions please leave them in the comment below I'll answer it as soon as I see it If you like this video be sure to give me a thumbs up and if you want to share this video with somebody that you think may find helpful, please feel free to do so Once again thank you for watching until next time take care and be blessed

Peace!