Kohls Credit Card Application – Kohl’s Charge Card Review / Kohls Cash

– Do you like shopping at Kohl's, but you're not quite sure if you can get approved for their charge card? If you'd like to know a fast and easy way of applying for the Kohl's charge card, and not even receiving a hard credit inquiry on your credit report, stick around (techno music) Today I'm going to talk about the Kohl's charge card, and I don't receive any kind of referral commissions by promoting the Kohl's charge card offer

But I just wanna talk about it today, because I think it's a great way of getting a new line of credit, an easy line of credit, especially if you don't have the best credit Again, there is no impact on your credit score, just for applying, so if you get approved, you'll receive 30% off your first purchase Plus, having a Kohl's charge entitles you to 12 special offers a year And of course, most people have heard of Kohl's Cash, Where you earn $10 Kohl's Cash for every $50 spent Kohl's offers a lot of reward benefits to it customers, like Kohl's Cash but if you have the Kohl's charge card, you can earn even more rewards for shopping at Kohl's

You'll get another 15% off discount when your Kohl's charge card arrives in the mail Plus you can combine Kohl's Cash with Kohl's charge discounts In this chart, in more detail, explains how Kohl Cash works and how to get the most benefit out of Kohl's Cash In the comments below, if you applied for the Kohl's charge card, using the link that I provide where there is no hard credit inquiry, leave a comment below on how it worked for you Remember, if you spend $50 or more, you get free shipping, but don't worry if you spend less than that, you have the option of free store pickup

All items qualified for free store pickup, will be shown as an option on the right side of your screen Kohl's also offers the Kohl's app to make shopping at Kohl's even easier So whether you have the Kohl's charge card or not, it's something to consider downloading This is the rate of interest charged, at the time of taping this video Please keep in mind, just like the majority of all store credit cards, The Kohl's charge card charges a high rate of interest

So it is important to pay down your balances, in full, each month, to avoid that interest I'm not a big fan of store credit cards, mostly because many people get them and they get lines of credit to stores they never go to But if you're a regular shopper at Kohl's, it makes good sense to get the Kohl's charge card Honestly, I'm not going to apply for this credit card, because I don't shop at Kohl's often and I have a decent credit score But, if I didn't have the best credit score, maybe due to bankruptcy or some other reason, I'd definitely apply for this store line of credit

Because it doesn't hurt me either way I can apply for it and I either get approved or I don't and it won't lower my credit score because this is not a hard inquiry So I hope you find my video on the Kohl's charge card interesting It's not only for people to consider if they have less than perfect credit, it's a useful store line of credit for people of all credit types So, thank you and until next time Oh, and don't forget to hit the Like button and the Subscribe button, of course