FREE CREDIT REPORT

Okay so you're looking for a way to get a free credit report! Duane here with how to build credit TV and in this video I'm going to give you three ways that you can get your free credit report But before we get started I have a quick message

Once again my name is Duane with how to build credit TV This channel offers 100% free information about how to build credit, how to get cash back actual cash money from using credit cards, as well as credit card reviews We also talk about everything you need to know about credit Whether you're looking to establish credit, build credit, rebuild credit or learn more about the FICO score and how it is comprised so you can increase your credit score If this sounds like something which you're interested be sure to subscribe to our channel and click the notification bell so you don't miss a thing

As a matter of fact subscribing to our channel right now will help our channel grow faster which will allow us to: number one get this information out to more people, number two monetize our channel and number three make it a lot easier to continue to upload videos just like this one So if you're new here consider subscribing Alright now that we have all of that out the way There are a lot of ways that you can access your free credit report In this video I'm just gonna give you three free ways that you can do so and I'm gonna use my computer for this portion of the video

So give me one second and I'll see you guys over on my laptop Okay so we're at the first site where you can get your free credit report The website is freecreditreportcom Simply enough straightforward right, so it says right here your Experian credit report is completely free

See it now no credit card required Includes your free credit report updated every 30 days on sign-in And this site looks really simple and clean I love the way it looks, it's white, it's bright it talks about things you'll see on your free Experian credit report Your account history this is your payment history and status of real estate installment and revolving credit accounts

You'll see hard inquiries, a credit check by a lender or landlord is called a hard inquiry and will show on your credit report You will also see potentially negative information This includes loans, defaults, late payments, delinquencies, charge-offs, collections and public records This site is it's really clean and just simple You don't need any credit card to get your free credit report

So in other words when you're trying to access the free credit report at this website you don't need to put in your credit card information Which is always very good so this is one of the one of the ways that you can get your free credit report You can go to freecreditreportcom and check it out Once again it's it's simple it's clean There's a lot of information here about your credit report

So you can see of course there's also credit offers, credit cards, auto loans, personal loans and you know stuff that you may not necessarily be interested but they have to have it here on their site because that way they can make some money off of you right So this is one of the ways that you can check your credit score for free The other way here is by going to this website which is annualcreditreportcom You can check your credit report for free with annualcreditreport

com Their website, same kind of deal This one I don't think you actually choose which credit bureau that you actually see your credit report from It says brought to you by Experian, TransUnion and Equifax But this is a free request also, I have used this one before in the past This website is there's a lot less going on right here initially

But there's a lot of tabs that you can click on and find out more information There's all about credit reports tab here on the top left, there's a request your credit report of course and it says what to look for protect your identity Frequently ask questions and of course you can contact them So this is another way that you can access your free credit report by going in annualcreditreportcom There is one more way that you can access your free credit report and I will talk to you guys about that when I see you in the video, give me one second

Okay so the third way to get a free credit report is when you're rejected for a credit card normally the credit bureau that they use to pull your credit report will submit a letter to you saying that these are the reasons why you were reject for this particular credit card You can contact that credit bureau and ask to get a copy of your credit report So that's another free way that you can access your free credit report Thank you so much for watching this video If you haven't subscribed to the channel yet please feel free to do so

We talked about everything that you need to know regarding credit Whether you're looking to establish credit, build credit, rebuild credit or learn more about the FICO score and how it is comprised so you can increase your credit score If this sounds like something which you're interested Be sure to subscribe to our Channel and click that notification bell so you don't miss a thing Thanks again for watching

If you have any questions please leave them in the comments below I'll answer it as soon as I see it Also if you like this video please give us a thumbs up it helps our channel quite a bit Thanks again for watching and I'll see you guys in the next video Until next time take care and be blessed Peace!