Discover It Secured Card

Okay the discover it secured card So you might be researching the discover it secured card

Duane here with how to build credit TV and in this video I'm gonna give you an update on my experience with the discover it secured card But before we get started I have a quick message Once again my name is Duane with how to build credit TV And on this channel we talk about everything you need to know about credit, credit cards and how to make money using credit cards As a matter of fact I was able to make over $1,700 using one credit card

So it sounds like something in which your interested be sure to subscribe to our Channel and click that notification bell so you don't miss a thing Okay so the discover it secured card has been really good to me I applied for this credit card back in August 2017 and now it's currently October 2018 Just to give you an idea of the timeframe that I've had to discover it secured card So in that time period I was able to accumulate quite a bit of cash back because you can accumulate cash back with the discover it secured card

There also is no annual fee and in regards to the cashback I've been able to accumulate $1,700 well seventeen hundred and eighty eight dollars So that's pretty good of course I make videos talking about that so this is your first time watching a video by me be sure to stop by my channel and check out my videos Especially in regards to the discover it secured card if you're interested in getting this particular credit card Which is good for helping you to build your credit, rebuild your credit and it will improve your credit score As a matter of fact I'm going to show you guys my credit score's journey from when I got the discover it secured card to right now

So so I was just chillin yesterday and I got an email last night like 10 o'clock from Discover card Okay so the email from Discover card was basically congratulating me that they're now going to send me back my security deposit And I deposited twenty five hundred dollars initially when I open the card I think I had deposited twelve hundred dollars and then I went ahead and did another thirteen because I wanted to make sure that I had enough spending power And you know I can kind of use the card however I want to accumulate a lot of cash back So I'll put the email on the screen and like I said the email basically just says that hey congratulations we're gonna send you back your money

Which is great news I was going to wait until April of next year before closing this card because I was like man what's going on why haven't I got my money back So that's pretty cool the email says it'll take between five to seven days for me to get my money back which I am super excited about Ok so just real quick what I'm gonna do is I'm going to like I said I'm gonna show you my credit score's journey since I've had to discover it secured card I'm going to jump on my phone I'm gonna start a screen recording here I should have already started it but bear with me it'll take me just one second I'm gonna start a screen recording here and show you guys my credit score or my credit scores journey with my discover it secure card If you're interested in getting the discover it secured card definitely go to the discover site and check it out it's a great credit card

I've had a good time the only problem that I've had with it was like man what's going on why is it taking you so long you guys actually start reviewing my credit score and my responsible use of the credit card on the eighth billing cycle So why is it taking so long to approve me for the unsecured card or to promote me to the unsecured card So anyway I'm alright I started a screen recording here I'm gonna go ahead and log into my discover account on the phone here So I'm using my iPhone 6 here I don't know you guys probably can't see that too well Ok I'm going to put my finger touch ID here

Okay so I'm gonna login and I want to show you guys my journey Alright so there's two accounts here as you can see it's the one that's at the bottom Ok the discover it with the card number ending in five nine zero three with a twenty five hundred dollar credit limit that's my Discover secured card so I discover it secured card And I'll go ahead and touch on that just to kind of show you guys And as you can see here cash back bonus I'm gonna make a video I should have already made the video regarding the cash back bonus

I've earned one thousand seven hundred eighty eight dollars and fifty five cents Alright so I'm gonna go ahead and touch on FICO credit score here as you can see so this is your FICO credit score I'm gonna click on that Alright so it pulls it up here and as you can see as of as of October the 10th 2018 my FICO score according to TransUnion is 743 Now this is the FICO score this is legit

This is what most banks and you know like car loans, house loans this is a legitimate credit score So I'm gonna go ahead and click on let me click on okay sure I clicked on that So I'm gonna scroll back here a little bit so I want to kind of show you guys So it doesn't have August I really like I said I got the card in August 2017 but as you can see it has November 2017 And you can see my credit score there on the screen was 635 and we're just gonna scroll on through here as you can see in April 2018 it jumped up to 724

And we're just gonna keep on scrolling to now So as you can see now in October 2018 my credit score is 743 I applied for the Discover card and my credit score at the time of that application was actually 771 according to experian So that is a FICO credit score, the discover it secured card will absolutely help you build your credit score ok Definitely want to make sure you check out my videos if this is your first time watching my videos I talked a lot about your credit

I talked about how to tweak it and how the credit score is made up or what makes up the credit score So you definitely want to make sure you get involved in go to my channel and watch the videos and you know leave me a comment in the below this video if you have any questions and I'll do my best to get back to you as soon as I can Ok so real quickly if you're interested in getting the discover it secured card like I said definitely go to the website and make sure you're looking at the secured card ok so you definitely want to make sure you get this if you're interested in building your credit score, rebuilding your credit score You definitely want to make sure that you get this particular credit card from discover and what I like about it is number one there is no annual fee So that's really good but you do have to deposit you know if between you have to deposit between two hundred dollars up to $2,500

Now my advice would be if you're just getting started and you're unsure you know go ahead and just do $200 maybe $500 and then just take it from there and see how that goes But you definitely want to make sure that you get the discover it secured card like I said if you're interested in building your credit score rebuilding your credit score because you know we all need good credit in order to attain the things that we need; such as a car, a home, cell phone, electricity You need a decent credit score for just about anything So once again the discover it secured card has been good to me If you have any questions leave them in the comments below and I'll answer as soon as I see the question

Thank you so much for watching this video about the discover it secured card If you liked the video please be sure to give us a thumbs up it helps our channel quite a bit And if you want to share this video with somebody that may find it helpful please feel free to do so as well If you haven't subscribe to the channel consider subscribing to the channel because on this channel we talk about everything you need to know about credit, credit cards and how to make money using credit cards If this sounds like something in which you're interested be sure to subscribe to the channel and click that notification bell so you don't miss a thing

Once again my name is Duane with how to build credit TV and I approve this video I'll see you in the next video Until next time take care and be blessed Peace!