Discover Card

Hey Duane here with how to build credit TV and in this video I'm going to show you the application process for the Discover Card but before we get started I have a quick message Once again my name is Duane with how to build credit TV and on this channel we talk about everything you need to know about credit

We also talk about how to get cash back actual cash money from using credit cards as well as credit card reviews if this sounds like something in which you're interested be sure to subscribe to our channel by clicking the word subscribe below this video to the right and click that notification bell so you don't miss a thing Ok so if you're interested in getting a credit card from Discover card they actually offer quite a bit of credit cards Whether you're a college student or you're a full-blown adult, there's a credit card for you Discover card is actually really good at matching the cash back or the miles that you've earned in your first year of membership So what that means is they actually match every single cent or every single mile that you earn depending on the credit card that you're gonna get from Discover card in your very first year

So I've been fortunate enough to have the discover it secured card for 12 months going on 13 months now and I've been able to get back eight hundred seventy two dollars and 68 cents I'll actually link a video at the top right of this video if you're interested in watching And I'll link it at the end of this video as well But in this video what I'm gonna do is I'm gonna show you the application process if you're interested in getting the Discover card So I'm gonna go ahead and jump on my laptop for the rest of this video and I'll see you in just one second on a laptop

Okay so as you can see I'm at the Discover website I'm gonna go ahead and apply for the Discover card, I actually have the discover it secured card I've had it for a year twelve full months but for some reason I have not been promoted to the unsecured card I'm not sure if it's because I had a high credit limit which was twenty five hundred dollars I deposited twenty five hundred dollars with them so I'm gonna go ahead and apply for it just because I actually like this card so much and I like the cashback a lot

And the fact that they match the cash back so you can have I think two to discover cards Sorry guys I'm really having a hard time typing as I'm talking to you clearly I need to work on this But I so yeah I have to you can have to discover cards and so I'm gonna go ahead and apply for this card which is going to be an unsecured card Let me show you today's date today's date is August the 24th today's Friday This is the second credit card application I've done today

Once again I'm applying for this card because I know that I should get approved I applied for the American Express blue cash everyday card or something like that I did that earlier I'll be sure to link that video in this video so you can watch that application as well which was a pretty excited that I was able to kind of reestablish a relationship with an American Express It had been awhile since I was in college So I'm bear with me here as I typed slowly and try to communicate to you guys while I am filling out this application So I'm really excited I actually made with my Discover card

I made eight hundred seventy two dollars and 68 cents I want to say I did a video on that as well but that's the cashback that I've earned in one year and Discover card is going to match that so I am really excited about that of course I'm gonna make it another video showing you guys you know when they actually match it and I'll actually show you guys when I deposit that money into my account, which is really cool because it's real cash back It's cash back that I can deposit directly into my checking account So of course that's always exciting, I had a great experience with the Discover card to discover it secured card the only thing that I did not like was the fact that like I said I was not promoted I still haven't been promoted And so I I'm gonna wait because I'm not really in a hurry to get the twenty five hundred dollars back it's not like I need it right this minute so I'm gonna go ahead and wait and kind of see how long they take to promote me to the unsecured card

So if they do or when they do I'll have two cards of course I don't want to I don't want to cancel I don't want to cancel the secured card that I have right now Because you know that's a year of credit history that I have you know had and so it doesn't make a lot of sense to get rid of that and also closing that account and opening this new account really really sucks because you know that's going to be like I'm gonna be losing basically that whole relationship that whole year that I've had with them So I'm not really excited about doing that doing that but like I said I'm definitely going to give them some time maybe a couple of months and kind of see how long they take to promote me to the unsecured card It's crazy asking me for my work number and I don't have that just memorized unfortunately because I never called myself while I'm at work So I'm having to Google that as I'm talking to you guys right now in this video so forgive me as I'm taking forever to supply that information to them

So anyway um yeah so I'm looking forward to it like I said this is a second application that I have submitted today I applied for the American Express blue cash everyday card and looking forward to that I was actually approved for that I was super excited Because it had been a long time since I had a relationship with American Express since back when I was in college and I ruined that relationship so I'm looking forward to you know having that American Express card But anyway so I'm still applying here as you guys can see all right let me consent here I have agree I've read and agree blah blah blah and let's submit the application here And see what happens this part here I hate applying for stuff online like it's just like the worst

I'm just like I don't know online is I feel like online it's real quick to reject you but I feel like I actually get approved of this card So let's see how it goes as I'm waiting for the page to load and for them to decide Okay sweet congratulations you've been approved your card credit line and other important information should arrive in five to seven days When you get it be sure to call it activate your card then you'll be ready to start enjoying rewards on every purchase To check your credit to check your line of credit click here thanks for choosing us um I should I click there

I'm gonna do it because I'm a nerd let's see this will be interesting, well this is weird it's sent me here I'm not sure if they're gonna let me know what my credit line is here They did say that that the information will arrive in you know five to seven days or however long they said so we'll see here Oh sweet that's what I'm talking about let's go yes alright congratulations you're approved for a Discover card Welcome soon you'll be getting well I need to learn how to read it says soon yeah that's right soon you'll be getting cash rewards on everything you buy with your new card So watch for it in the mail then activate it right away your credit line is five thousand dollars

Guys this is super exciting like I said I actually have the discover it secured card and I have twenty five dollar credit limit on that but that's the money that I put into it and I'm waiting for them to upgrade me so that they can give me my money back and I don't have to cancel that account So I'm pretty excited it says if you receive a cash advance credit line it will be less than your total credit line and the amount will be provided to you with your new card So I'm not really interested in all that but that's sweet my credit line is five thousand dollars Thank you so much for watching this portion of the video I'll see you guys back in just one second Thanks for watching this video about the Discover card

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Once again my name is Duane with how to build credit TV and I approve this video I'll see you in the next video Until next time take care and be blessed Peace!