Discover Card

Considering the Discover Card Duane here with how to build credit TV and in this video I'm gonna talk to you about my experiences with the Discover card And I'm also going to share with you how I was able to earn $1,788 worth of cash back

Yes almost eighteen hundred dollars with the cash back I'm gonna talk about that in this video, but before we get started I have a quick message Once again my name is Duane with how to build credit TV And on this channel we talk about everything you need to know about credit We also talk about how to get cash back actual cash money using credit cards, as well as credit card reviews

If this sounds like something which you're interested be sure to subscribe to our channel by clicking the words subscribe below this video to the right and click that notification bell so you don't miss a thing Ok so if you've watched any of my videos you know that my favorite credit card at the moment is the Discover card Especially for the first year and the value that you get for a first year membership Discover card wins hands down So in this video, I'm gonna talk to you about the three things that I did that allowed me to get almost 1800 dollars worth of cash back Before I get into all of that I'm gonna actually show you proof

So I actually have my cell phone here well I have my own cell phone here I'm recording currently I'm recording with my new iPhone XS Max Trust me I needed it because the phone I have right here is a iPhone 6s and it is horrible So I'm gonna go ahead and start a screen recording here Okay so I started my screen recording here I'm gonna go ahead and show you guys my discover account so that you guys can see proof that I was able to earn seventeen hundred and eighty eight bucks within a year on my Discover card as far as cashback is concerned So I'm logging into my Discover account here so they pulled it up and we're gonna have a look at the account at the bottom it's the one that has the twenty five hundred dollars

I'll go ahead and click on it Alright so this account here currently there's a zero balance and go ahead and direct your attention to the cash back bonus balance I'll go ahead and click on that I'm gonna click on redeem just to kind of show you guys here So I clicked on redeem and as you can see it says apply any amount to your Discover bill Totally not going to do that

It says electronic deposit deposit any amount into your bank account, I'm totally going to do that and I'll make a separate video showing you guys so in this video I want to go ahead and talk to you guys about like I said that three things that I did that allowed me to get a lot of cash back with my Discover Card Okay so the crazy thing about earning that much cash back is that I have not paid one cent in interest when it comes to my credit card bills So I was able to earn all this cash back with my Discover Card without paying any interest And as far as I'm concerned that the right way to do it

So the first thing that I did or the first reason that I was able to earn so much cash back with my Discover Card is because Discover Card actually matches your cashback earned during your first year of membership So I really earned 872 dollars in the first 12 months and then discover matched that and that was basically that added up to seventeen hundred and forty-four dollars And then like I said I think I earned like another 40 something dollars in the thirteenth month and so that's why the balance currently is seventeen hundred and eighty-eight dollars So once again I was able to earn that much cash back because Discover card matches your cash back earned within the first year and so for that reason I am totally in love with this credit card Before I move on to the second reason as to why I was able to earn so much cash back with my Discover card

If you're interested in the Discover card please be sure you use the link in the description below this video it actually helps our channel quite a bit And when you use that link to get your Discover card you'll absolutely get $50 statement credit whenever you use your credit card within the first three months So you'll get a $50 statement credit and I'll also get a $50 statement credit and it doesn't have to be a specific purchase it could be a purchase for 99 cents Whenever you use your credit card within the first three months both of us gets a $50 statement credit So if you're interested go ahead and use the link below this video to sign for your Discover card

Okay so the second thing that I did to earn seventeen hundred and eighty eight dollars worth of cash back with my Discover Card is that I made sure that I use my Discover card for every single purchase And I mean every single purchase See with the Discover card they absolutely have 5% categories throughout the year So there are four quarters in the year and Discover card basically breaks up the entire year by doing quarters and so like the first quarter maybe like purchases and you get 5% back on gas five percent back on groceries And then the next quarter maybe like you get 5% back on dining restaurants you may also get 5% cash back at Amazon

So throughout the year Discover card offers different categories where you're able to make 5% cash back and so I totally took advantage of that as much as I could Now please don't misunderstand I didn't spend money because I was trying to get the cash back I just spent money that I normally spend for the most part and every time that I was lucky You know I had like my sister she wanted to buy a TV and I said hey let me buy the TV with my Discover card because then that way I can go through the Discover Card and I can get 5% cash back depending on what the offers are with discover deals So the reason why like I said I was able to earn seventeen hundred and eighty eight dollars worth of cash back with my Discover card is because I used it for every single purchase

I never use my debit card as a matter of fact my debit card looks brand-new because it I just don't use it So that's how I was able to get back so much cash back with my Discover card is by using it for any purchase and I encourage you to do the same if that's what you're interested in; If you have a credit card that offers points or points towards miles not points towards mile but points towards traveling Then you definitely want to make sure that you're using that credit card as much as possible Okay so the third and final thing that I did with my Discover Card that allowed me to get back seventeen hundred and eighty eight dollars worth of cash back is I try to use discover deals as much as I could So Discover has something called discover deals and basically you can use discover deals by going to your discover account and then going from the discover site to whatever website online and you can order that product through discover deals and you'll get five percent cash back

So you're able to get five percent cashback on things that aren't in the five percent cashback category So just real quickly here I'll go ahead and show you guys an example of what I'm talking about and so that you know exactly what discovery deals is So I'm gonna go ahead start a screen-recording here I should have already started but I did not so once again I'm back on my iPhone 6s plus my awesome iPhone

And so here we go I'm gonna log into my discover account once again okay I'm already into discover account sweet So I'm gonna go ahead and click on rewards here okay and I'm gonna click on discover deals So discover deals once again this is another opportunity for you to get five percent cashback on things that are not in the five percent cashback category So I kind of save stuff here I have a little bookmark here on the top right so I'll just kind of click on that and show you guys some of the things that I've saved personally that discover deals has the 5% offer for

So you have Apple, you can get five percent cashback bonus online So I would just come here and I would touch the this little image right here and it'll bring you to the Apple site and then I pick my purchase on Apple and of course you have Walmart You have finished line Old Navy, Gap, Sephora, you have Groupon you have Nike, Macy's, Sam's Club There are a lot more things than that you can get five percent cashback on that's not particularly right here because this is my bookmarks and this is what I use my five percent cashback as as far as discover deals is concerned So once again a couple of the things that I did to maximize getting cash back with my Discover Card is number one I made sure that I made all my purchases with my Discover card

That's an easy way to rack up a lot of cash back especially since you're getting 1% on all your purchases and since Discover matches your first year of membership that's another 1% So it's 2% that you're getting back and then the second thing that I did was I made sure that I tried to use discover deals as much as possible I like to look at discover deals and see if like there's an offer or there's a store that I like to shop at and that if it's on discover deals I want to make sure that I use discover deals and go from the Discover card to the website and make the purchase that way Especially if I'm going to get back 5% So it may seem like a lot of work but to me personally because I'm a credit card nerd or a nerd in general it really wasn't a lot of work at all because I was able to earn $1700 or almost 1800 dollars worth of cash back

So that's pretty much what I did to get all that cash back with my Discover card and like I said if you're interested in Discover card go ahead and apply with the link below this video gonna help our channel quite a bit So thank you so much for watching this video If you liked the video please be sure to give us a thumbs up it helps our channel quite a bit and if you want to share this video with somebody that may find it helpful please feel free to do so If you haven't subscribed to the channel consider subscribing to this channel because on this channel we talk about everything you need to know about credit We also talked about how to get cash back actual cash money from using credit cards

We also talk about credit cards review as well So if that sounds like something in which you're interested be sure to subscribe to the channel and click that notification bell so you don't miss a thing Once again my name is Duane with how to build credit TV and I approve this video I'll see you in the next video Until next time take care and be blessed

Peace!