Credit Card Unboxing – US BANK CREDIT CARD

Welcome to another credit card unboxing video Duane here with how to build credit TV and in this credit card unboxing video we're gonna be having a look at the u

s bank cash plus visa signature card But before we get started I have a quick message Once again my name is Duane with how to build credit TV and on this channel we talk about everything you need to know about credit We also talk about how to get cash back actual cash money from using credit cards, as well as credit card reviews

If this sounds like something which you're interested be sure to subscribe to our channel by clicking the word subscribe below this video to the right and click the notification bell so you don't miss a thing Okay so in this credit card unboxing video we're gonna be having a look at the us bank cash plus credit card So this particular credit card is a traditional cash back card it allows you to get 5% on two categories that you choose and 2% on another category

So I'm gonna talk about more of that in another video So in this video I'm just gonna give you the credit card a boxing of this particular credit card and so that you can know what to expect once you get this card if you're interested So give me one second and I'm gonna jump on over to another video Hey guys this is Duane thank you for joining me in another on enveloping or unboxing video In this video I think I'm gonna be talking about the u

s bank credit card or the us bank cash plus Visa signature card So the reason why I say I think is because as you can see there's no branding on the envelope there's nothing that says it's from US bank

But I'm assuming it's US bank because the other cards I've already opened and I have another credit card that I applied for with Bank of America And I'm certain that Bank of America would have their branding on the outside of the envelope So not sure why there's nothing on the outside of this one but I'm gonna go ahead and open this credit card here It's from Fargo North Dakota so maybe that has something to do with it I'm not sure maybe they don't do branding out there but either way I'm excited about this particular card from us

bank This is the US bank cash plus credit card and I'm gonna go ahead and open it so you guys know what to expect This card allows you to get five percent cash back on two categories that you decide and then also it allows you to get some more percent cash back I'm not sure I'll do a separate video and give you guys exactly all the details, but it does allow you to get five percent cash back on two categories that you choose So that is pretty cool you can actually choose the categories that you want to get 5% cash back on

So let me go ahead and open this envelope here and like I said I think is this credit card that I got from US bank the US bank credit card the us bank cash plus Visa signature card So let me go ahead open it and kind of show you guys what to expect here so Okay yeah sweet so the first thing that I see because of how I opened the envelope was the fact that this is visa signature So there are a lot of benefits that come with the visa signature One of the things that you need to know right off the bat is you're able to get a higher credit limit and you have access to more things I think the visa signature cards start at $5,000 so your credit limits gonna be at least $5,000 and these cards are not easier to get by any means it's a it's a high credit limit even though $5,00 is not really that high with credit limit My particular credit limit that I got for this card was six thousand dollars and it's a revolving credit limit which was very different than what I'm used to

Basically there's no preset spending limit on this card I can charge path to $6,000 but by the time I pay my bill off or pay it make a payment on it I need to bring the balance at least under $6,000 Not under but at 6000 yeah I guess six thousand or hundred so that's pretty much what that means here with this particular card So I'm fumbling through some stuff here there is give me one second here there's a bunch of information on here of course Alright so I just kind of got my information out the way so as you can see my Apr here is 1574 which is pretty sweet

I'm sure there's an introductory period and it's probably on the other side with my information, let me see Nope there's not doesn't say anything about introductory periods but I guess it does it does kind of talk about getting a balance transfer You can do balance transfer and get 0% on that which expires after 12 billing cycles and so on and so forth So there's no annual fee for this card which is good and let me go ahead and just go ahead and show you guys the card So you guys can kind of see what to expect here

Sorry I'm kind of looking through the paper to see if there's anything important that you guys need to see out of all this stuff I have in my hand and there's not So that's easy there let me go ahead and get to the credit card so you guys can see what that looks like So here we go the US bank all right okay So here we are once again you can't really see much let me get let me get the sticker out of the way so you guys can kind of see what the card looks like Okay alright and I'm just gonna put the sticker over my stuff because you guys won't be able to see that anyway

But this is a visa signature there's a visa signature right here at the bottom right of the card And of course it has my account number in my name and all that good stuff So there really isn't a lot to see there really isn't a lot to look at for this particular credit card from us bank but it is a Visa signature card I'm excited

Like I said you can choose two categories that you're able to get 5% cash back on and you basically can sign up for those categories every three months So it works just like any other five percent cashback that has like a quarterly system So that's pretty cool you can choose once again that the categories that you get 5% cash back on So you get 5% cash back on two categories that you choose then you get 2% cash back on every day categories like gas grocery store you can earn 2% on that of course and then you get 1% cash back on all other purchases So that's pretty much it there's a nice little 5% 2% 1% here on the envelope so or on this particular letter

So I'm gonna go ahead and activate these cards and start using them right away With this particular card the US bank cash plus signature card you actually are able to get your able to get $150 cash back after you spend $500 So $150 cash back after you spend $500 within the first three months That's a pretty sweet deal that's an easy minimum spend to meet and so yeah that's pretty much it Thanks for watching this portion of the video I'll see in just one second

Thanks for watching this credit card unboxing video about the us bank cash credit card So if you like the video please be sure to give it a thumbs up It'll help our channel quite a bit and if you want to share this video with somebody that may find it helpful please feel free to do so as well

If you haven't subscribed to the channel consider subscribing to the channel because on this channel we talk about everything you need to know about credit We also talked about how to get cash back actual cash money from using credit cards, as well as credit card reviews If this sounds like something which you're interested be sure to subscribe to our Channel and click that notification bell so you don't miss a thing Once again my name is Duane with how to build credit TV and I approve this video I'll see you in the next video

Until next time take care and be blessed Peace!