Credit card online shopping safety – 5:45

STRESSFUL PICKING OUT THE PERFECT GIFT CAN BE A CHALLENGE

BUT THAT'S JUST THE BEGINNING OF WHERE THE TROUBLE CAN COME INTO PLAY OUR MATT MCCUTCHEON IS HERE THIS MORNING WITH WAYS TO PROTECT YOURSELF WHILE SHOPPING THIS HOLIDAY SEASON WE'RE ALL TRYING TO MAKE PROGRESS ON OUR LISTS

AD-LIB THIS MORNING WE'RE GETTING A BETTER SNAP SHOT OF WHAT CHRISTMAS SHOPPING WILL LOOK LIKE THIS YEAR EACH OF US

ARE PROJECTED TO SPEND — GET THIS — A-THOUSAND-DOLLARS TOTAL THIS HOLIDAY AND IT'S ACTUALLY CLOTHING THAT'S EXPECTED TO BE THE TOP CHOICE WHILE BLACK FRIDAY PROVED TO BE STRONG THIS YEAR

A LOT OF THE SHOPPING ACTUALLY TOOK PLACE ONLINE WITH 21-DAYS NOW UNTIL CHRISTMAS CONSIDER THIS WHEN YOU BUY THOSE PRESENTS

USE A CREDIT CAR WITH ZERO-LIABILITY FOR PURCHASES YOU DIDN'T MAKE PROTECTING YOU IF THIEVES SCORE YOUR NUMBER AND GO WILD WITH THAT IN MIND OPT FOR VIRTUAL CREDIT CARD NUMBERS WHEN SHOPPING ONLINE TO PROTECT YOUR REAL NUMBER ALSO, LOG ONLINE OFTEN TO CHECK ACCOUNT ACTIVITY

AND CATCH ANY POTENTIAL PROBLEMS EARLY LASTLY — DO YOU KNOW THE RETURN POLICY? SOME POP-UP OR ONLINE RETAILERS AREN'T AS FLEXIBLE SO CHECK IF THE RECIPIENT CAN MAKE AN EXCHANGE OR GET MONEY BACK IF IT JUST DOESN'T WORK

SO WHAT ABOUT SHOPPING ONLINE WITHOUT A CREDIT CARD — CAN IT BE DONE? THE ANSWER IS YES IN FACT YOU MIGHT BE SURPRISED JUST HOW EASY IT IS WE'RE WORKING TO BREAK DOWN THOSE TIPS A LITTLE LATER ON SUNRISE IS IT A GOOD IDEA TO DOWNLOAD CREDIT CARD OR BANK APPS? YES — THAT CAN SEND YOU A PUSH ALERT