Cash Back Credit Cards

Cash back credit cards! Cash back credit cards are kind of my favurite credit cards at the moment Duane here with how to build credit TV and in this video I'm gonna talk to you about the current cash back credit cards I have

There eight credit cards right here I don't know if you guys can see them but I will make sure that we discuss these credit cards in this video But before we get started I have a quick message Once again my name is Duane with how to build credit TV and on this channel we talk about everything you need to know about credit, credit cards and how to make money using credit cards As a matter of fact I was able to make over $1,700 using one credit card

So if this sounds like something in which you're interested be sure to subscribe to our channel by clicking the word subscribe below this video to the right and click that notification bell so you don't miss a thing Okay so real quickly here I just kind of want to show you guys what the cash back credit cards are that I currently have So starting at the very top you have the American Express blue cash everyday card Then you have the Bank of America cash rewards card Then you have the US bank cash plus visa signature card

Then you have the Quicksilver card from Capital One Then you have the savor card from Capital One The chase freedom card from Chase of course The citi double cash card and then the discover it card So those are the current cash back credit cards that I have

I actually have the discover it secured card which is a cash back credit card but I didn't include it in this video, because there's no need to include Discover twice But anyway I kind of want to show you guys that before I continue with the video Okay so all eight of these credit card actually has a sign up bonus and the initial sign up bonus is basically between 150 bucks to 200 bucks So every one of these cars except for the discover it card has the sign up bonus The discover it card actually matches the cash back that you earn within your first year

And the discover it card is the credit card that I was able to use and earn over seventeen hundred dollars worth of cash back Actually seventeen hundred and eighty-eight dollars worth of cash back on my Discover card So if you're interested in the Discover card or any of these cards or I shouldn't say any of the cards but a couple of these cards, I have links in the description below this video and if you use those links to sign up for that particular credit card it will actually help the channel quite a bit And you'll actually get a benefit from using that particular link So what I'm gonna do now is I'm gonna just briefly go through every single one of these cards here

There's eight cards here and I'll just kind of touch on each of them and that's what we're gonna talk about in this particular video pertaining to cash back credit cards Okay so first up on the cash back credit cards list is the Capital One Quicksilver card So I like this particular credit card because it's really simple and straightforward it offers you the ability to earn 15% cash back on all your purchases So if you're first getting started with cash back credit cards the Capital One Quicksilver card has a decent card to get because it's simple

You don't have to think about anything you just get the card and you spend it and you get 15% cash back on every single purchase You also get I think I'm sign up bonus when you start basically when you spend like five hundred bucks you get back 150 bucks worth at the cash back So if you're just getting started in the cashback game then you definitely want to consider the Capital One Quicksilver card Okay so the next cash back credit card that I'm going to talk about out of all these cash back credit cards is the citi double cash card the city double cash card is a pretty simple credit card and straightforward

You basically get two percent cash back You get one percent when you make the purchase and then you get another 1% when you pay for that particular purchase So I think that's pretty easy it's straightforward it's a step above the capital one Quicksilver card where you get the 15% So with the citi double cash you get two percent cash back and once again if you don't want to have to deal with categories or having to worry about you know how much percent you get back per purchase with the citi double cash card like I said it's straightforward one percent when you purchase, one percent when you pay for that purchase two percent altogether and that's pretty simple as far as I'm concerned

Alright so the next cash back credit card out of all these cash back credit cards is the Bank of America cash rewards card The Bank of America cash reward card actually comes with a pretty decent sign of bonus you're able to get between a hundred and fifty dollars all the way up to two hundred dollars worth of cash back once you spend five hundred dollars in the first three months Now that's a really easy minimum spent to meet and if you're able to catch this particular offer where you're able to get $200 cash back for spending five hundred dollars that makes it really easy and really appealing That's kind of one of the reasons why I got this particular credit card Now as far as the cash back is concerned for the bank of America cash rewards card you get 3% cash back on gas, 2% on groceries and 1% on everything else

So once again it's pretty straightforward you don't have to keep track of categories Bank of America is actually pretty good bank and so it's one of the bigger banks it's definitely in the top five banks within the US So that's not a bad option as far as credit cards are concerned and once again it's a pretty reputable bank so if you're interested in getting the Bank of America cash rewards card you can do that as well Okay so the next cash back credit card up on the cash back credit cards list is the blue cash every day card from American Express With this particular cash back credit card you're able to earn 3% cash back on groceries, 2% on gas and 1% on everything else

Now the sign up bonus that comes with this particular cash back credit card is you're able to get between one hundred and fifty bucks all the way up to two hundred bucks When I actually signed up for this particular card the blue cash everyday card I was able to get two hundred dollars cash back once I spent a thousand dollars within the first three months So if you're interested in this particular credit card the blue cash everyday card you can use the link in the description below and you'll actually get the offer where you're able to get back $200 cash back when you spend one thousand dollars within the first three months So if you if you use that link that will help our channel quite a bit and so if you're interested in doing that then definitely go ahead and do that the American Express blue cash everyday card is a pretty decent card I like it As a matter of fact I like American Express so that's kind of why I got this card I wanted to re-establish a relationship with American Express

And this is kind of my entry card into American Express because once again I'm considering getting the American Express gold card and certainly at some point the American Express Platinum Card once I start to do some more traveling in the future So American Express is a pretty good Bank and a pretty good credit card company So if you're interested in this particular card use the link in description below like I said it helps our channel quite a bit Okay so the next credit card up is going to be the Capital One Savor card Now this card they actually have two different cards when it comes to the Savor card

This particular credit card actually I'm able to earn four percent cash back on dining and four percent cash back on entertainment Now the this card does have an annual fee but because I started with the original Savor card which allows you to earn 3% cash on dining 2% on not sure I don't remember but anyway that particular card has no annual fee and it does have a signup bonus of $150 Once you spend $500 so if you don't want to pay an annual fee don't get the second tier saver card which does have an annual fee you are able to earn a little more cash back but it may not be worth it especially if you're not into annual fees So the savor card Capital One is a pretty decent credit card to get if you're interested in getting that card go ahead and do that

Capital One is a good Bank as well I actually have a car loan through Capital One and I have two credit cards with Capital One One having the Quicksilver card having $7,000 credit limit and the Savor card has a three thousand dollar credit limit So Capital One is a pretty sweet Bank Okay so the next credit card on the cash back credit cards list is going to be the Chase Freedom Card Now the Chase Freedom Card has no annual fee and this credit card allows you to earn 5% cash back in certain categories

So there are four quarters within the year and Chase basically has a special offer for each quarter throughout the year So the first quarter for example may have been like gas purchases, grocery stores you know whatever the category is you're able to earn 5% cash back Now a lot of people may not like these types of credit cards but I found that believe it or not once you're earning 5% cash back for that particular quarter on those categories you're able to earn more cash back overall than you would if you had a cash back credit card that was giving you 15 percent or even 2% So this particular credit card the chase freedom card is a pretty decent cash back credit card and it does come with a sign up bonus of one hundred and fifty dollars

Once you spend I think it's five hundred dollars I don't remember I initially had to chase unlimited card which was a you know 15% cash back and you do get a sign up bonus of one hundred and fifty bucks but you only earn one 15% cash back on all your purchases And already had the Capital One Quicksilver card so I went ahead and upgraded or did a product change to the chase freedom card

Which like I said allows you to get 5% cash back on certain categories and one percent on all other categories So I would encourage you if you're really trying to get some more cash back to have a look into the chase freedom credit card because it's a pretty good cash back credit card Okay so the next credit card up on the cash back credit cards is going to be the US bank cash plus visa signature card Now this particular credit card allows you to get five percent cash back on two categories that you choose and two percent cash back on another category Now this credit card allows you to also get one hundred and fifty dollars once you meet the minimum spend which is five hundred dollars

So you get one hundred and fifty dollars cash back once you spend five hundred dollars within the first three months That's pretty easy to do now let's go back to the categories that you get to choose So there are a couple of categories that US Bank offers you and you can kind of go in they're not kinda you get to go in there and choose what categories you'd like to earn 5% cash back on I think that's a pretty sweet deal for me personally what I did was I decided to choose the cell phone category which allows me to get 5% cash back on my cell phone bill and I also chose to utilities So that allows me to get 5% cash back on utilities

Then in regards to the 2% I think I chose gas or groceries I'm not sure which one But basically you're going to choose three different categories and you're gonna get five percent on two and then you're gonna get two percent on one category And then everything else you'll get one percent cash back I think that's pretty sweet and you know as far as cash back is concerned and categories there aren't any credit cards that allow you to choose what category you'd like to receive five percent cash back on So that's pretty cool if you're interested in the u

s bank cash plus Visa signature card definitely go to their website and have a look at that particular credit card So the last credit card up on the cash back credit cards and my favorite credit card is the discover it card Now this particular credit card has allowed me to earn a lot of cash back Like I said in the beginning of the video I was able to earn a little over seventeen hundred dollars or almost eighteen hundred dollars I was able to earn seventeen hundred and eighty eight dollars and fifty five cents worth of cash back with the discover it card

And the reason why is because discover matches all the cash back that you're earning your first year of membership As far as I'm concerned that kind of surpasses any kind of sign of bonuses but I guess it all just kind of depends on how you look at it right So clearly if you spend $500 and you're able to get back $200 for the 500 that you spend that is great value However if you use your credit card the way that I do I use my credit card for every single purchase it makes a lot of sense for you to do that and get this particular credit card that discover it card Which allows you to get 5% cash back on certain categories and then you get 1% cash back on everything else

So the discover it card I think personally is the best cash back credit card at the moment It's certainly my favorite cash back credit card out of all the cash back credit cards that I talk about in this particular video And once again all the credit cards I talked about in today's video does not have an annual fee Once again no annual fee is great for me that's right up my alley So if you're interested in getting any of these cards definitely go ahead and do your research online

If you're interested in getting the American Express blue cash everyday card or the discover it card go ahead and use a link in the description below because when you do that that'll help our channel quite a bit And if you're signing up for the discover it card you're gonna get $50 statement credit once you use your credit card within the first three months and I'll also get a $50 statement credit In regards to the American Express blue cash everyday card if you use the link in the description below you'll actually get $200 once you spend $1,000 within the first three months So thank you so much for watching this video if you liked the video please be sure to give it a thumbs up it helps our channel quite a bit And if you want to share this video with somebody that may find it helpful please feel free to do so as well

If you haven't subscribe to the channel consider subscribing to the channel because on this channel we talk about everything you need to know about credit, credit cards and how to make money using credit cards If this sounds like something in which you're interested be sure to subscribe to our Channel and click that notification bell so you don't miss a thing Once again my name is duane with how to build credit TV and I approve this video I'll see you in the next video Untill next time take care and be blessed

Peace!