Best Credit Cards for Fair Credit

Hey WalletHubbers! Today we'll go over how to find the best credit card when you have fair credit The best way to find one is to check out WalletHub's top picks, which you can do by clicking the button here

Credit card offers are constantly changing and our editors are always looking out for the best deals for people with fair credit There are definitely a few things to keep in mind, though, before you begin your search First, know your credit score These cards are typically available for people with credit scores in between 640 and 700 Then, sort based on fees

The best cards for people with fair credit have very low annual fees, or none at all Then, when you're looking at interest rates, it's usually going to be a range of numbers instead of a set number Just know that when you have fair credit, you'll probably get approved for one of those rates at the upper end of that range And the other thing to expect are lower credit limits Typically these types of credit cards for people with fair credit have lower spending limits of around three hundred to two thousand dollars

And a lot of people also wonder after you get this new credit card, how long is it going to take for your credit score to actually improve That's going to depend on your situation and what causes you to have fair credit in the first place, but as long as you're paying on time and as long as you're staying well below that spending limit, you should see some type of improvement within eighteen months So now that you have all of those things to keep in mind, you're ready to start browsing cards for people with fair credit and find the best one for you