Hey WalletHubbers! Today we're pinning the amazoncom cards against each other
Let's get to it! While the cards may seem pretty similar, there are some key differences, as you can see on this table First is where you can use them The Amazon Store Card can only be used at amazoncom, whereas the credit card can be used anywhere That's one of the reasons a lot of people say you need good credit for the credit card, but just fair credit for the store card
The credit card also gets you rewards at both Amazon and Whole Foods, plus everywhere else, instead of just at Amazon like the store card You don't need to be a Prime member to get rewards from the credit card, either, but you do with the store card And the store card does have special financing offers For example, you can get low introductory APRs for large purchases The Amazon credit card, though, does not offer that
So the bottom line is that you should get the store card if you have fair credit or you're not going to be paying your bill in full every month Otherwise, the Amazon Credit Card is the way to go To learn more about either of these cards, or to compare them against other popular offers, just click the link right here See you next time, WalletHubbers!